Prime-linked Mortgage Loan


Assist You To Plan Carefully And

Wisely For Important Events Of Your Life

Supporting Your Life Goal

Prime-linked Mortgage Loan

A selection of mortgage loan options to give you holistic mortgage services. Our dedicated customer service officers will follow-up your loan application.


● Smart Tip - Key Facts Statement, Terms and Conditions

Various types of property are accepted

Except for general large estates, village type houses, small houses, properties with tenancies, car parks, industrial and commercial buildings and shops are accepted for mortgage application. Aged properties are also welcomed.

Mortgage Transfer Service

Mortgage transfer service allows you to enjoy lower interest rates.

3 days express approval

Application can be successfully approved in as quick as 3 days.

Flexible mortgage plans

Tailor-made mortgage plans with extended repayment tenor for you.

Valuation fee waiver

Free telephone enquiry service for instant property valuation.


Refinance your home mortgage to free up money for further studies, travel, clear credit card debts etc.


Required Documents for Loan Application

  • Personal Identification Document: HKID card or passport
  • Income Proof: Recent pay slip, your bank statement or bank book (with your name and account number) showing your recent income, your recent income tax bill, proof of your last MPF contribution, employment letter or contract, etc.
  • Address Proof: Recent bank statement, credit card statement, water bill, telephone bill etc. If your address is shown on your income proof, you will be exempted from submitting the address proof.
  • Other documents (if necessary)
  • For more details, please click here



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Hong Kong

Central: (+852) 2201 7800

North Point: (+852) 2201 7822

Wanchai: (+852) 2201 7799



Tsim Sha Tsui: (+852) 2201 7900

Kwun Tong: (+852) 2201 7878 

Prince Edward: (+852) 2201 7866


New Territories

Tsuen Wan: (+852) 2201 7988

Tai Po: (+852) 2201 7966

Kwai Fong: (+852) 2201 7933


You can enquire the details of Mortgage Loan and the appointed third party referral agencies of our company through Mortgage Loan Centre Hotline.


The applicable Best Lending Rate is equal to OCBC Bank (Hong Kong) Limited  ("the Bank")'s Hong Kong Dollar Prime Lending Rate ("P") as announced in the Bank’s website or by other means from time to time and subject to change.

The above loan product and offer are bound by the applicable terms and conditions. Please contact the staff of the Company for details.


OCBC Credit (Hong Kong) Limited (“Company”) is the wholly-owned subsidiary of OCBC Bank (Hong Kong) Limited. The Company is the entity which processes the application of the Prime-linked Mortgage Loan and provides the loan and related services. Customers can submit applications through the branches of the Company and OCBC Bank (Hong Kong) Limited. To enquire about the relevant terms and conditions, please contact the staff of the Company.


Before you make request for early repayment for Instalment loan, please refer to "FAQ" of this website.


For details or enquiries about the related terms and conditions, please contact us.


To borrow or not to borrow? Borrow only if you can repay!

3 ways to apply

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Visit our branches with your supporting documents