Customer Referral



Refer Your Friends And Earn

Fabulous Rewards Together



Customer Referral Program

Earn up to HKD5,000 cash coupons for 5 successful loan referrals and share the exclusive reward with your friends and family! 

● Smart Tip - “Customer Referral Program” Terms and ConditionsReminders about Responsible Borrowing

Referral Rewards

Applicable to the Successful Loan Referrals during the Promotion Period:

Referral reward table EN

Customer Referral Program - Loan Referral Form

Required Documents for Loan Application

  • Personal Identification Document: HKID card or passport
  • Income Proof: Recent pay slip, your bank statement or bank book (with your name and account number) showing your recent income, your recent income tax bill, proof of your last MPF contribution, employment letter or contract, etc.
  • Address Proof: Recent bank statement, credit card statement, water bill, telephone bill etc. If your address is shown on your income proof, you will be exempted from submitting the address proof.
  • Other documents (if necessary)
  • For more details, please click here



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Hong Kong

Central: (+852) 2201 7800

North Point: (+852) 2201 7822

Wanchai: (+852) 2201 7799



Tsim Sha Tsui: (+852) 2201 7900

Kwun Tong: (+852) 2201 7878 

Prince Edward: (+852) 2201 7866


New Territories

Tsuen Wan: (+852) 2201 7988

Kwai Fong: (+852) 2201 7933


Notes regarding the Customer Referral Program:

1. The promotion period of the Customer Referral Program is from July 1, 2024 to September 30, 2024. (both dates inclusive) ("Promotion Period").


2. The Referrer and the Referee will be entitled to supermarket cash coupons (“Coupons”) as reward if the Referee successfully applies and drawdowns the loan during the Promotion Period. The details are set out in the table above.


3. Each Referrer can enjoy a maximum of HKD 5,000 Coupons (i.e. 5 successful referrals at maximum).


4. The Referrer must be an existing customer of the Bank or the Bank, and must not be the staff member of the Bank, the Bank or the subsidiary companies of the Bank.


5. Referral form shall be submitted together with or before submitting the loan application.


The above loan product and offer are bound by the applicable terms and conditions.  Please contact the staff of the Bank for details. 


Customer can submit application through the loan centres and branches of OCBC Bank (Hong Kong) Limited (“the Bank”). To enquire the relevant terms and conditions, please contact the staff of the Bank.


Before you make request for early repayment for Instalment loan, please refer to "FAQ" of this website.


For details or enquiries about the related terms and conditions, please contact us.


To borrow or not to borrow? Borrow only if you can repay!

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Visit our Loan Centre with your supporting documents