Revolving Credit - Fixed Rate


Flexible Use Of Revolving Credit

Supporting Your Life Goal

Revolving Credit - Fixed Rate

Grasp opportunity! Flexible use of Revolving Credit. Revolving Credit provide you with cash flow flexibility and you will enjoy autonomy in managing your life. Our dedicated relationship officers will follow-up your loan application.

● Smart Tip - Key Facts Statement, Revolving Credit AgreementReminders about Responsible Borrowing

Maximum credit limit up to HK$1,000,000 or 12 times of monthly salary (whichever is lower)

Handling fee wavier for each loan drawdown

First year annual fee wavier

Standardized annual rate of 4.8% for the first 3 months

RCC - Fixed rate table_0522



Application Hotline :

(+852) 2201 7788

Notes regarding the Revolving Credit - Fixed Rate:

1. Promotion period will be calculated starting from account opening date of Revolving Credit. The APR is calculated based on middle value of credit limit of HK$100,000, HK$250,000, HK$400,000 and HK$750,000. The handling fee wavier for loan drawdown is included in the calculation of APR. APR is a reference rate which includes the basic interest rates and other fees and charges of a product expressed as an annualized rate, and it is calculated in accordance with the guidelines under the Code of Banking Practice. The applicable credit limit, annual rate and monthly minimum payment for individual applicants may be varied and subject to the final approval of OCBC Wing Hang Credit. For any terms and conditions of this offer, please contact the staff of OCBC Wing Hang Credit for details and enquiries.


The above loan product and offer are bound by the applicable terms and conditions. Please contact the staff of the Bank for details.


Customer can submit application through the loan centres and branches of OCBC Bank (Hong Kong) Limited (“the Bank”). To enquire the relevant terms and conditions, please contact the staff of the Bank.


Before you make request for early repayment for Instalment loan, please refer to "FAQ" of this website.


For details or enquiries about the related terms and conditions, please contact us.


To borrow or not to borrow? Borrow only if you can repay!

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Visit our Loan Centre with your supporting documents