Decoration Loan

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Decoration Loan

To those who are seeking for quality of life, it’s easy for you to have a dream home. OCBC Bank knows what you need and helps you to create a comfortable home. Our dedicated relationship officers will follow-up your loan application.


● Smart Tip - Key Facts Statement, Terms and ConditionsReminders about Responsible Borrowing, “Decoration Loan Premium Gift Offer” Terms and Conditions, “Decoration Loan: Up to HKD10,500 Cash Rebate promotion” Terms and conditions


Loan Feature

New Customer who successfully applied and drawdown the loan via Online to enjoy up to HK$10,500 rewards


APR 2.16%_ricacorp_30042024

APR as low as 2.16%


  Loan Feature

Maximum loan amount can be as high as HK$2,000,000 or 20 times of monthly salary (whichever is lower)


Loan Feature

Long repayment tenor as long as 60 months

Decoration Loan: Successfully draw down and receive free Dyson Supersonic™ hair dryer HD15 or redeem other products* at exclusive redemption price!

Dyson Supersonic™ hair dryer HD15

  Dyson Supersonic™

hair dryer HD15


Retail Price $3,780



Dyson Airwrap™ multi-styler Complete Long

Dyson Airwrap™ multi-styler

Complete Long

[Redemption Price $600]

Retail Price $4,480

Dyson V12 Detect™ Slim Fluffy vacuum

Dyson V12 Detect™ 

Slim Fluffy vacuum

[New Tools & HEPA Filter]

[Redemption Price $ 960] 

Retail Price $ 5,180

Dyson Purifier Hot Cool™ Formaldehyde HP09

Dyson Purifier Hot+Cool™ 

Formaldehyde HP09

[Redemption Price $ 2600]

Retail Price $ 7180

*Please read “Decoration Loan Premium Gift Offer” Terms and Conditions.


Required Documents for Loan Application

  • Personal Identification Document: HKID card or passport
  • Income Proof: Recent pay slip, your bank statement or bank book (with your name and account number) showing your recent income, your recent income tax bill, proof of your last MPF contribution, employment letter or contract, etc.
  • Address Proof: Recent bank statement, credit card statement, water bill, telephone bill etc. If your address is shown on your income proof, you will be exempted from submitting the address proof.
  • Other documents (if necessary)
  • For more details, please click here


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Hong Kong

Central: (+852) 2201 7800

North Point: (+852) 2201 7822

Wanchai: (+852) 2201 7799



Tsim Sha Tsui: (+852) 2201 7900

Kwun Tong: (+852) 2201 7878 

Prince Edward: (+852) 2201 7866


New Territories

Tsuen Wan: (+852) 2201 7988

Kwai Fong: (+852) 2201 7933