Revolving Credit - Floating Rate


Catch Every Opportunity In Your Life

Supporting Your Life Goal

Revolving Credit - Floating Rate

Catch every opportunity in your life. Revolving Credit offers you - not only cash but also an opportunity. Customers who draw Revolving Credit successfully can enjoy the below fabulous privileges. Our dedicated relationship officers will follow-up your loan application.


● Smart Tip - Key Facts Statement, Revolving Credit AgreementReminders about Responsible Borrowing

Maximum credit limit up to HK$1,000,000 or 12 times of monthly salary (whichever is lower)

Handling fee wavier for each loan drawdown

First year annual fee wavier

Customers can enjoy annualised interest rate as low as P-2% for the first 4 months



Application Hotline :

(+852) 2201 7788

Notes regarding the Revolving Credit - Floating Rate:

1. The current Hong Kong Dollar Prime Lending Rate (“P”) is subject to change as announced by OCBC Bank (Hong Kong) Limited (“OCBC Bank”) from time to time. For details, please refer to the website of OCBC Bank (Hong Kong) Limited .


2. Annualized Floating Interest Rate for first 4 months can be as low as P-2%, annualized Floating Interest Rate from 5th month onwards can be as low as P+0.75%, and is determined according to customers’ financial condition and subject to the rate as listed in Confirmation of Revolving Credit Account Interest Rate / Cash Before Card (CBC) – Receipt Confirmation. 


The above loan product and offer are bound by the applicable terms and conditions. Please contact the staff of the Bank for details. 


Customer can submit application through the loan centres and branches of OCBC Bank (Hong Kong) Limited (“the Bank”). To enquire the relevant terms and conditions, please contact the staff of the Bank.


Before you make request for early repayment for Instalment loan, please refer to "FAQ" of this website.


For details or enquiries about the related terms and conditions, please contact us.


To borrow or not to borrow? Borrow only if you can repay!

3 ways to apply

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Visit our Loan Centre with your supporting documents